Clark Hill

Joann is the leader of Clark Hill’s Financial Services Regulatory & Compliance group, and serves as a navigator to her clients seeking advice and guidance in the complex regulatory environment facing the financial services industry. She provides counsel, consultation, and litigation services to a wide array of financial institutions, law firms, credit reporting agencies, as well as venture capital firms looking to invest in the fin-tech space. A former member of the Consumer Financial Protection Bureau’s (CFPB) Consumer Advisory Board, Joann has been able to provide her clients with useful strategies in order to prepare for new areas of regulatory scrutiny, including examinations.

Aryeh “Ari” Derman supports and assists in the development and expansion of Clark Hill’s Financial Services Regulatory and Compliance team out of the firm’s Chicago office. For nearly a decade, he served as General Counsel for Harris & Harris, Ltd, a large market debt collection agency. His practice centers on regulatory compliance work for the accounts receivable management (ARM) industry, as well as for banking institutions and technology companies (fin-techs) looking to enter into the financial services sector. He also defends clients against state and federal examinations and enforcement actions while assisting with policy and procedure management. He is a recognized subject matter expert in compliance, risk management, and corporate governance.

Brooke Teal is the Senior Vice President of Global Compliance and General Counsel at Phillips & Cohen Associates, Ltd (PCA). Prior to joining PCA, Brooke worked as the head of the legal and compliance department at a fintech in the collections industry, was the lead attorney at a preeminent Creditor's Rights law firm, and worked as an in-house attorney at two of the top five debt buyers in the nation. Brooke is heavily involved in the industry, previously serving as the Florida Creditors Bar President, Secretary of the Florida Small Claims Rules Committee, and is an active member of the Consumer Relations Consortium, ACA, and RMAi.